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Tuesday, September 1, 2009

Cheap California Home Insurance: Make It Disaster-Proof


You reduce your homeowners insurance premium by enforcing measures that will make your home more disaster-proof. Apart from making sure that you have everything in place to protect against fire and burglary, the following are recommended for different locations...

a. Storm shutters will afford your home superior protection from wind damage.

b. Using a heavier roofing material will make your home more insurance friendly thereby making you get more savings on your California home insurance rates if you reside in a windy area.

c. If you live in a state where earthquakes are likely, you will get a discount if your house is retrofitted against earthquakes.

d. Cutting off dry branches on trees on your property will lower the likelihood of a branch falling off and causing injury and/or damage.

e. It is also recommended that you do not have trees to your building. You'll run a higher risk of a branch falling off and destroying your roof. Moreover, having these over your roof could seriously reduce its lifespan depending on the material used.

Ask your California home insurance agent for other things you should do if you want to bring down your home's risk.

Moreover find out the cost-effectiveness of each recommendation you receive. Applying these tips will help you reduce your home owners insurance premium.

Don't miss this...

You will save a lot if you only have between 25-30 minutes. Visit, receive and compare California homeowners insurance quotes from selected insurance quotes sites. The lowest offer should be what you go for easily.

However, you have to look beyond simply the lowest price to the best price/value. The cheapest may not offer the best price/value for you as a person.

Lower Rates Saves You A Lot More...
Get Free Home Insurance Quotes Now...

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